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You're our neighbors, friends, and family. Find your branch. …Business Accounts FCNB Bank. At FCNB, we offer customized checking and savings accounts to help your business succeed. Whether you are just starting out or want to expand your growing business, we are here to help.We are committed to helping you reach your varied and individual financial goals throughout every stage with our personal attention, local-focused care and superior banking expertise. Think of us as your community partner — one with a long tradition of service and the resources to assist you with important financial decisions. Fayette Savings Bank. Account Login. |. First time accessing Online Banking? Learn about the history and mission of Farmers and Merchants Bank, which includes The Bank of Fayetteville. Find out how we serve our customers and communities with dignity, respect and compassion.The initial interest rate for an adjustable rate mortgage is typically lower than that of a fixed rate mortgage. 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